Can You Get Pre-Settlement Lawsuit Funding with Bad Credit?
by Toni Hipolito
If you’re involved in a personal injury lawsuit and worried about your credit score, here’s some good news: you can still qualify for pre-settlement lawsuit funding even if your credit is less than perfect. Unlike traditional loans, pre-settlement funding approval isn’t based on your credit history or score — it’s based on the strength and potential value of your legal claim.
Why Credit Doesn’t Matter for Pre-Settlement Funding
When you apply for most loans, lenders look closely at your credit report to assess your ability to repay. If you have missed payments, high debt, or financial instability, your credit score will reflect that, making it harder to get approved. But pre-settlement funding is different. It’s designed specifically for plaintiffs who are waiting on compensation from personal injury or other lawsuits.
Funding companies focus on the facts of your case — not your financial background. This makes legal funding an accessible and practical solution for anyone facing financial hardship because of injury-related bills, lost wages, or other expenses.
What Makes Pre-Settlement Funding a Smart Choice?
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No Credit Check Needed: Approval hinges on your case’s merits, not your credit score.
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Non-Recourse Funding: If your lawsuit doesn’t end in your favor, you don’t owe anything. The funding company only recoups their investment if you win your settlement or judgment.
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No Monthly Payments: Unlike a traditional loan, you won’t have to worry about making monthly payments while your case is pending.
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Use Funds How You Need: Pay mortgage, rent, utilities, or even holiday gifts — the choice is yours.
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Fast and Easy Application: Apply online, and with your attorney’s help, receive funds as quickly as 24 hours after approval.
About Trauma Cash
Our mission is simple: to provide plaintiffs, law firms, and litigation vendors with best-in-class capital solutions so you can focus on your recovery while we help with your financial needs.
Ready to Take Control of Your Financial Future?
If you’re facing financial strain while waiting for your lawsuit to resolve, pre-settlement funding could be the lifeline you need. Our team is here to answer your questions and guide you through the process, so you can make the best decision for your unique situation.
Check out our article here to see what your case may be worth!